As a partner, you’ll receive priority access to Crescent’s high-yield business banking platform — built to help you earn more, save time, and operate with less friction.
More Yield. No Fees.
Greater Coverage.
Annual Percentage Yield (APY)
Up to 4.00% on all balances
0.02% on savings balances up to $999,9991
No APY on checking accounts below $20,0002
0.07%3
Monthly Service Fee
None
$15
(waived with a $2,000 balance or other criteria)
$16
(waived with a $5,000 balance or other criteria)
Average $15 - $30 / Month
Transaction Fees
No fees
No fees for the first 20 transactions
$0.40 per additional transaction
No fees for the first 200 transactions
$0.45 per additional transaction
$35-$135
FDIC Insurance
Access up to $200M FDIC insurance†
Up to $250K
Up to $250K
Up to $250K
Interface
Simple & modern
Difficult & archaic
Difficult & archaic
Difficult & archaic
Dedicated Account Manager
Yes
Rarely
Rarely
Rarely
Banking + Cards + Bill Pay + Software
Yes & always adding new features
Basic banking only
Basic banking only
Basic banking only
Nonprofit-focused product
Yes
No
No
No
Up to 3.90% on all balances
None
No fees for standard transactions
Access millions in aggregate FDIC insurance across network banks†
0.02% on savings balances up to $999,9991
$15
(waived with a $2,000 balance or other criteria)
No fees for the first 20 transactions
$0.40 per additional transaction
Up to $250K
No APY on checking accounts below $20,0002
$16
(waived with a $5,000 balance or other criteria)
No fees for the first 20 transactions
$0.45 per additional transaction
Up to $250K
0.51% on all checking balances3
None
No fees
Up to $250K
1 As of 10/01/25 https://www.chase.com/content/dam/chase-ux/ratesheets/pdfs/rboh1.pdf
3 National average rate for Interest Checking as of 10/01/25 from https://www.fdic.gov/resources/bankers/national-rates/index.html
A banking platform nonprofits can finally rely on.
Join 100+ forward-thinking nonprofits maximizing their financial power. It's time your money worked as hard as you do.
Crescent Financial Inc. is a financial technology company, not an FDIC-insured depository institution. Banking services are provided by Grasshopper Bank, N.A., Member FDIC.
“We experimented with other tools, but at the end of the day, Crescent was a clear winner on the interest rate. If Crescent continues doing what they’re doing, they’ll have a place with us forever.”
“Anytime I reach out to Crescent’s team with a question, I’ll get an email back within 15 minutes max, letting me know they’re on it. That kind of personal service is rare in any industry.”
“The rates have made a huge difference. Before, we were basically earning next to nothing. Now, the money we have sitting in our account is working for us. We’re seeing a real return that helps us reinvest back into the community.”
We make it easy to amplify your impact
High-Yield Checking Accounts
Supercharge your nonprofit’s growth with industry-leading rates (up to 4.00% annual percentage yield*).
100% cash for reporting (not a security)
Investment Policy Statement (IPS) compliant
Bank accounts created through Grashopper Bank are owned in your nonprofit's name
All Annual percentage yield’s displayed are as of October 1, 2025. APY may change at any time.
Unlock New Donations
Boost support for your cause through donations, referrals, and exclusive partnership opportunities.
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Built for Good, Designed for Growth
Advanced Spend Controls
Master your finances with custom limits and approvals, to ensure every dollar is spent wisely.
Automated Transfers & Payments
Set it and forget it — automate your financial operations with scheduled and recurring transfers.
Custom Team Permissions
Add new users in seconds and assign permission levels to securely manage access.
Seamlessly Integrate
Effortlessly connect with your existing payroll, accounting software, and more.
24/7 Dedicated Support
Around-the-clock support via phone, text, email, Slack, or Teams.
Effortless Check Handling
Streamline check deposits with free positive pay and lockboxes, saving you valuable time and reducing check fraud.
Seamless Sub-Accounts
Easily create sub-accounts to segregate funds for grants, cash reserves, and operations with unique account numbers.
Email Notifications
Stay informed on finances with email alerts sent for account activities, payments, and more.
A Movement to Amplify Your Mission
Crescent Cares is a premier banking platform for nonprofits.
Crescent Cares is more than just banking. We see ourselves as your partners, supporting you in every step of your journey, helping you maximize your impact and ushering in your next era of change-making.
Crescent Financial Inc. is a financial technology company, not an FDIC-insured depository institution. Banking services are provided by Grasshopper Bank, N.A., Member FDIC.