See why teams are switching to Crescent to manage their finances
Annual Percentage Yield (APY)
Up to 4.00%* on balances
0.02% on savings balances up to $999,9991
No APY on checking accounts below $20,0002
0.07%3
Monthly Service Fee
None
$15
(waived with a $2,000 balance or other criteria)
$16
(waived with a $5,000 balance or other criteria)
Average $15 - $30 / Month
Transaction Fees
No fees
No fees for the first 20 transactions
$0.40 per additional transaction
No fees for the first 200 transactions
$0.45 per additional transaction
$25-50/Wire
$100s in other fees”
FDIC Insurance
Access up to $200M FDIC insurance†
Up to $250K
Up to $250K
Up to $250K
Interface
Simple & modern
Difficult & archaic
Difficult & archaic
Difficult & archaic
Dedicated Account Manager
Yes
Rarely
Rarely
Rarely
Banking + Cards + Bill Pay + Software
Yes & always adding new features
Basic banking only
Basic banking only
Basic banking only
Nonprofit-focused product
Yes
No
No
No
Up to 3.90% on all balances
None
No fees for standard transactions
Access millions in aggregate FDIC insurance across network banks†
0.02% on savings balances up to $999,9991
$15
(waived with a $2,000 balance or other criteria)
No fees for the first 20 transactions
$0.40 per additional transaction
Up to $250K
No APY on checking accounts below $20,0002
$16
(waived with a $5,000 balance or other criteria)
No fees for the first 20 transactions
$0.45 per additional transaction
Up to $250K